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Description of Business

1.Description of Business

JICC is engaged in the business of the management, provision and exchange of credit information.
 

2.Services Provided

JICC provides the following services to member companies and consumers.
 
1. For Member Companies
  (1)Credit Information Provision Service
This is a service where credit information on personal loans and the like is provided as reference information for credit assessment upon inquiry from member companies.
  (2)Corporate Information Service [BL]
This is a service where corporate information on corporate loans and the like is provided as reference information for the credit assessment of operator loans and other business/retail loans upon inquiry from member companies.
  (3)Telephone Number Search Services [CRDB]
This is a service where information on telephone numbers based on phone books and other information directories is provided as reference information for credit assessment upon inquiry from member companies.


2. For Consumers
  (1)Credit Information Disclosure System
This is a system where consumers can verify their own credit information registered in JICC.
  (2)Self-Declared Information and Comment Registration System
The purpose of this system is to contribute to enhance the accuracy of credit assessment by member companies and ensure consumer protection, by accepting information declared by a consumer for registration as a comment and providing said comment, when inquired by member companies.